24 apr 07:33

SK Premium+:

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Nyheter Spanien · Sydkusten

currentsectiontree

FAQ Coronakrisen

FAQ Flytt till Spanien

EU-domstols beslut för bankkunder?

Publicerad 2016-12-22 08:26

FAQ KONSUMENT Hej. Har ni någon info om hur man skall tolka det beslut som togs av EU domstolen att bankerna (Sabadell bl.a)? Måste lämna tilbaka pengar man tagit i ränta pga. "lägsta ränte klausuler" som tydligen illegalt drabbat många låntagare vid husköp. Vilka år gäller det? Hur skall man gå tillväga för att utröna hur mkt de är skyldiga att betala tillbaka etc. Finns någon hjälp att få i frågan? MVH
Lasse

Expertsvar:2016-12-22 10:04:38

Hej Lasse. Utfallet i EU-domstolen avser huruvida eventuell ersättning skulle räknas från dag ett som bankerna tagit för mycket ränta, eller om det enbart skulle räknas från och med 2013. Det blev alltså det första alternativet, som gynnar tusentals hypotekstagare. Ersättningen betalas dock inte ut automatiskt. Du måste först reklamera till din bank. Om ni inte gör upp i god tro måste du anlita en advokat och hoppas att denne kan göra upp med banken. Annars blir det rättegång, med stora möjligheter att vinna över banken.
Läs artikel i Sydkusten:
http://www.sydkusten.es
Om du kan läsa spanska har du mer detaljerad information här:
http://economia.elpais.com
Mats Björkman/Sydkusten

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Svensk medborgare gripen i Torrevieja Skandinavisk dansbandsfestival i Calpe Traffickingliga sprängd i Alicante Sjukhus döms till miljonskadestånd Rysk avhoppare avrättad i Spanien Gå till sektionen »

Balearerna

Färre anställda måste ta hand om fler turister Stort narkotikabeslag med politiska kopplingar Kontor mot korruption läggs ner Svårt finna personal på öarna Britter inför rätta för bedrägeri mot hotell Gå till sektionen »

Kanarieöarna

Omfattande demonstrationer mot massturismen på Kanarieöarna Migrationskrisen vid Kanarieöarna svår att lösa Afrikanska migranter drev ända till Amerika Drönare hindrade flertal landningar Regionpresidenten varnar för turistfobi Gå till sektionen »

Fråga SK

Preskribtion skatteskulder? Skatt på pension i Spanien? Finns något liknande Eniro i Spanien? Tips på revisor? Återfinna NIF? Lag eller generella regler för pooler? Vilken är bästa banken för en svensk? Pensionär som går i giftastankar? Var kan jag hyra permobil? Tidsfrist för bilbesiktning? Fler frågor & svar »

Radannonser

[Säljes] Matbord 6 personer [Säljes] Piano Roland 88 tangenter [Säljes] Tält Air Seconds 4.1 [Bostad] Villa vid Entrerrios, Mijas [Jobb] Assistent till advokat [Jobb] Handläggare på ambassaden [Säljes] Flygbiljett AGP-ARN 13 april [Bostad] Sommartorp på Mörkö [Köpes] Lucíaklänning [Säljes] Golfset med bag Fler radannonser » Ny radannons »

Evenemang

[2024-05-05 Estepona] III Media Maratón Senda Litoral [2024-04-30 Málaga] Pintora a pesar del cubismo [2024-04-28 Costa del Sol] Yoga Retreat 🧘‍♀️🇸🇪 [2024-04-26 Almuñécar] La Serranilla [2024-04-26 Málaga] Signering vid bokmässan i Málaga [2024-04-26 Marbella] Yogafestival 🧘 [2024-03-31 Málaga] Alegría [2024-03-16 Málaga] Modernidad latente Fler evenemang »

Bostadsmarknaden

Utlänningar betalar avsevärt mer för sin spanska bostad Bostadskrisen i Spanien allt mer akut Stor satsning på socialbostäder Regeringen slopar guldvisumet Bostadspriserna i Spanien börjar stabiliseras Gå till sektionen »

Arkivrussin

Utmärkt badplats i inlandet Residente eller icke residente är frågan Taxikonflikten svår att lösa Många argument som talar för Spanien Utflyktstips: Girona och Dalí Gå till sektionen »

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