Betalningsanstånden och den positiva utvecklingen av antalet signerade bolån, med den näst högsta siffran sedan 2012, har inte stoppat minskningen av konsumentskulderna. De uppges ha sjunkit med en fjärdedel sedan det värsta ögonblicket under förra finanskrisen. Det skriver tidningen El Diario.
Privatpersonernas totala skuld till bankerna uppgick i slutet av 2020 till 686 miljarder euro, varav nästan 505 miljarder euro var bolån. De senare minskade med sex miljarder euro under 2020. Det visar siffror från spanska centralbanken. Kreditlånen för köp av exempelvis vitvaror och bilar, sjönk för första gången på flera år, med två miljarder euro. Detta uppges bero på den minskade konsumtionen orsakad av pandemin.
Den lägre skuldnivån registreras två viktiga faktorer till trots. Dels de betalningsanstånd som beviljats i form av amorteringsfrihet för de ekonomiskt mest utsatta familjerna. Dels att 2020 på inget vis var ett dåligt år när det gäller nya signerade bolån. Enligt siffror från statistikinstitutet INE, var volymen på bolånen något lägre än 2019, men fortfarande den näst högsta under det senaste decenniet.
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Spanjorernas skulder till bankerna är lägre än på länge. Foto: Shutterstock
Dela:
Lägsta skuldnivån på 15 år
Publicerad 2021-03-22 07:00EKONOMI Pandemin till trots var de spanska hushållen mindre skuldsatta i slutet av 2020 än vad de var i början på året. Faktum är att spanjorernas totala skulder noterar den lägsta nivån sedan våren 2006.
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