Den väntade uppgången av hypoteksräntan har visat sig vara både snabbare och kraftigare än någon analytiker räknat med. Euribor steg i september till 2,233 procent, vilket var närmast en fördubbling jämfört med nivån på 1,249 procent som gällde i augusti.
Sedan september förra året, när Euribor var negativ på -0,492 procent, har den ledande hypoteksräntan stigit med 2,72 procentenheter. Det är den största årliga uppgången någonsin. Det hittillsvarande rekordet var på 2,16 procentenheter och registrerades i maj 2000.
Omkring 4,1 miljoner hypotekslån med variabel ränta påverkas i hög grad av den snabbt stigande räntan. De flesta betalar en räntesats på en procent över Euribor, vilket för ett lån på 150.000 euro över 25 år nu innebär 197 euro mer i månaden eller 2.364 euro mer om året i ren ränta, jämfört med för ett år sedan.
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Euribor är den ledande hypoteksräntan i Spanien. Foto: Shutterstock
Dela:
Hypoteksräntan noterar rekordstigning
Publicerad 2022-10-04 07:00EKONOMI Den ledande hypoteksräntan i Spanien, Euribor, registrerade i september den största årliga uppgången någonsin.
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